Finance means the circulation of funds. It includes all economic operations directly related to the currency， the credit， and the circulation of money， for example， the issuance and withdrawal of currency， collecting deposits and granting loans， buying and selling of gold and silver，foreign exchange， and negotiable securities. Besides， the businesses of insurance， trust and investment， payments of the balance of the domestic and international trade are also within the scope of finance.

金融就是資金融通，它包括與貨幣、信用、貨幣流通，例如，貨幣的發(fā)行與回籠、吸收存款與發(fā)放貸款、金銀、外匯及有價(jià)證券的買賣有直接關(guān)系的一切經(jīng)濟(jì)活動(dòng)。此外，保險(xiǎn)業(yè)、信托投資、國(guó)內(nèi)及國(guó)際貿(mào)易的支付結(jié)算等也屬金融的范疇。

The most important financial institutions are the banks， the stock exchange， the trust and investment companies and the insurance corporations.

銀行、股票交易所、信托投資公司、保險(xiǎn)公司等是最重要的金融機(jī)構(gòu)。